NIA BLOG

  • Here’s a tip – Let it drip!

    Brr! With temps in Upper Michigan in the negative teens, that brings up some interesting questions regarding homeowners claims! Below are some tips to keep the pipes from freezing and your home cozy! Open Cabinet & Vanity Doors This is an easy way to promote warm air circulation to those pipes! It is important to…

  • What is an Insurance Score?

    Do you ever wonder why you are paying so much for your vehicle – and someone else with the exact same vehicle pays so little? Assuming other key factors aren’t contributing factors, it could be due to your insurance score. What is an Insurance Score? An insurance score is a number or rating that predicts…

  • Signed, Sealed – Do you Deliver?

    Since the pandemic, businesses are offering more convenient ways for customers to purchase their products. As technology is ever-evolving and growing, people are taking advantage of the easier and faster way to do things that are typically time-consuming. I know for myself walking into Walmart to get a few items is going to turn into…

  • How Much Do You Really Know?

    Understanding Your Auto Insurance Declarations How many of you are lost when it comes to reading your insurance policy? You may see certain charges for coverages on your policy, and you have no idea what you’re paying for. Additionally, you may hear of a benefit that other people are covered for, and you wonder why…

  • New Beginnings

    As one door closes, another door opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us. ALEXANDER GRAHAM BELL After over 10 years of serving our clients from Houghton, our agency has been called to serve from the North…

  • New Law Affects YOU.

    Now that we’re into July of 2023, there have been a lot of questions, concerns, and comments aimed at the Michigan PIP (Personal Injury Protection) Medical Expense limits. For the untrained eye, looking at a declarations sheet is written in a foreign language with most people focusing on the dollar signs following some acronym on…